I want to be your ‘Go-To’ Mortgage Agent!
First, I love what I do everyday! This is not work to me! This is assisting, educating, getting to know you and making a difference in your mortgage experience. Starting with asking many questions to get you talking while I learn so much about your lifestyle. Everyone has a different lifestyle and how they spend their money. Some vacation yearly, invest for retirement, go out for dinner, have children in daycare or travel sports, the list goes on. This assists in keeping your mortgage payments reasonable within your budget and lifestyle. You want to make sure that you can afford to live your life the way you want to and love your home at the same time. We discuss how to save you unnecessary interest and taking advantage of these low rates while looking ahead to protect your budgeted payment with possibly higher rates at renewal. Utilities, gas, groceries, property taxes for example will continue to increase. Trying to keep your mortgage payment as consistent as possible does help your budget at renewals.
Being a Mortgage Agent, I have access to many lenders which helps with rates, flexibility with prepayment options and flexible hours to contact me without a biased opinion of only one Lender’s product.
My personal commitment is to give every client suggestions on how to keep their credit score or improve their score. This is an ever changing score that you worked hard to get, I show you how to keep your rating intact.
Even if you feel you will not be looking for a home for a few years, the time is now to make sure that you are on the right track. This way you understand the rules and get prepared for a YES when you are ready to buy. If the answer is no at the time you apply, I show you what you need to do to get approved in the future.
Always a phone call away to guide and assist you! WORKING FOR YOU…PAID BY THE LENDER!
- Membership Role Vice-President
- Industry Experience Over 35 years
- Industry Specialty Residential Mortgages, First Time Home Buyers, Purchase plus Improvements, Renewals, Refinance to consolidate debt or renovate
- Philosophy / Mantra
- First Time Home Buyers
- Refinance & Home Equity
- Credit Score Repair & Tips
- New to Canada
- Vacation Homes
- Pre-Approval with Rate Hold
- Debt Consolidation
- Self Employed
- Mortgage Renewal
- Purchase Plus Improvements
- Spousal Buyouts
- Budget Tips for Future Rate Hikes
- Investment Properties